Terms & Conditions of Use

1. General Acceptance

By accessing and using this website or any associated services, you agree to be bound by the following Terms and Conditions ("Terms"). These Terms form a legally binding agreement between you and Wealth Grow Technologies Pvt Ltd ("Wealthgrow", "we", "us", or "our") governing your use of our CKYC-related services, tools, and data access via our domain and APIs.

You acknowledge that you have read, understood, and expressly accepted these Terms, and your continued use constitutes your unqualified acceptance.

2. Definitions

"User", "You", or "Client" refers to any individual, organization, or legal entity accessing or using our website or services.

"Services" include access to CKYC APIs, dashboard tools, data processing workflows, and related support provided by Wealthgrow.

3. Eligibility

Only persons legally competent under the Indian Contract Act, 1872 may use this site and its services. Individuals under 18 years of age or otherwise incapacitated are prohibited from registering or using our services independently.

4. User Data and Enquiries

When submitting queries through our website, you may provide:

• Full name
• Email address
• Contact number

This information is used solely to respond to your inquiries. You may opt out of communication by notifying us via email. You agree to provide accurate, complete, and truthful information at all times.

5. Account Integrity and Usage Restrictions

You agree not to:

• Misrepresent your identity or affiliation
• Share credentials or unauthorized access with others
• Modify, interfere with, reverse engineer, or attempt to gain unauthorized access to any systems or networks associated with our services
• Post or transmit content that violates applicable law or infringes any third-party rights

We reserve the right to suspend or revoke access without notice if these Terms are breached.

6. Intellectual Property

All content on this website—including text, logos, graphics, software, and documents—is the sole property of Wealthgrow or its licensors. No part may be reproduced, transmitted, or distributed without our prior written consent.

You may download publicly available documentation for internal business use only, without altering the original content or claiming any ownership.

7. Data Logs and Session Tracking

We may automatically log technical session data such as:

• IP address
• Browser type
• Operating system
• Navigation patterns

This data is anonymized and used solely for analytics, performance enhancement, and service optimization. It does not identify users personally.

8. Communications Consent

By interacting with our site or sending us queries, you agree to receive communications from us through electronic means (e.g., email). These communications may include service updates, policy changes, or technical notices.

9. Compliance with Law

You agree to abide by all relevant Indian regulations while using our services, including but not limited to:

• Information Technology Act, 2000
• Prevention of Money Laundering Act, 2002
• Data Protection and Cybersecurity Rules
• Income Tax Act, 1961

10. Service Availability & Disclaimer

Our services are provided on an "as-is" and "as-available" basis. While we strive for uptime and accuracy, we make no guarantees of uninterrupted access, nor do we warrant that the information published is error-free or complete.

11. Limitation of Liability

To the fullest extent permissible by law, Wealthgrow shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or related to the use of our services—even if we have been advised of the possibility of such damages.

12. Indemnity

You agree to defend, indemnify, and hold harmless Wealthgrow, its affiliates, and their respective officers and employees from any claims, damages, liabilities, or legal proceedings arising from your misuse of the site or breach of these Terms.

13. Changes to Terms

We reserve the right to update or modify these Terms at our discretion without prior notice. Your continued use after changes constitutes your acceptance. Please review this page periodically.

14. Jurisdiction

These Terms are governed by the laws of India. All disputes shall be subject to the exclusive jurisdiction of courts located in Mumbai, Maharashtra.

15. Trademarks and Copyright

All content on this site is protected by copyright, trademark, and other applicable intellectual property laws. You may not reproduce, distribute, or reuse any content without our written consent.

16. Contact Information

If you have questions or require clarification about these Terms, please contact: