Effective Date: December 2024

Entity: Wealth Grow Technologies Pvt Ltd

Website: https://wealthgrowtechnologies.in

1. Introduction

We at Wealth Grow Technologies Pvt Ltd ("Wealthgrow", "we", "our", or "us") are committed to respecting and safeguarding the privacy of individuals interacting with our website or using our CKYC API platform. This Privacy Policy outlines the manner in which we handle personal data submitted via our services, ensuring full transparency and compliance with applicable Indian laws.

2. Scope of This Policy

This Policy applies to all personal data processed:

• Via our website
• As part of service engagements with Reporting Entities (REs)
• During communication initiated through web forms or integrations

3. What Information We Process

You may access our website without revealing personal details. However, when you interact with specific services (e.g., contact forms), we may collect:

• Full name
• Email address
• Phone number

Additionally, in executing CKYC processes on behalf of REs, we may handle:

• PAN
• Aadhaar Number
• Voter ID

This information is processed solely for transactional or support purposes and is not retained beyond necessity.

4. Use of Collected Data

The personal data provided is used strictly to:

• Respond to your inquiries
• Fulfill the service request initiated by the Reporting Entity
• Ensure compliance with legal obligations or audit readiness

No data is monetized, profiled, or shared for promotional purposes.

5. Use of Cookies

To enhance your browsing experience, our website may deploy cookies that:

• Help recognize returning visitors
• Personalize displayed content
• Aid in service quality analysis

These cookies are non-intrusive and do not store sensitive personal information. You may configure your browser to decline cookies or notify you before one is stored.

We do not use advertising cookies or third-party marketing trackers.

6. Third-Party Disclosures

Wealthgrow does not disclose or share personal data with any external party unless:

• Required by law or government request
• Needed for authorized service functions with contractual safeguards
• Part of a legitimate acquisition, merger, or corporate restructuring

7. Linked Websites

Links on our website may direct you to external websites (e.g., partners or API documentation). These sites operate independently and are not governed by this Policy. We advise reviewing their privacy terms before engaging.

8. Security and Data Protection

We implement stringent measures to safeguard data, including:

• 128-bit or higher encryption
• Role-based access controls
• SSL-secured transactions
• Audit logs and event monitoring

Payments or sensitive transactions may use PCI-DSS-compliant gateways and SSL certificates issued by industry-recognized authorities. These systems are designed to ensure confidentiality and integrity of data.

9. Data Retention

• Query-related information (name, email, phone): retained only until the issue is resolved.
• CKYC data: processed only within the duration of the transaction; deleted post-processing unless specified by the RE.

10. Voluntary Disclosure

By submitting personal data to us, you do so voluntarily. You acknowledge that your consent is given freely and informed, without coercion or obligation.

11. Policy Revisions

We may update this Privacy Policy periodically. All changes will be posted on this page with an updated effective date. Continued use of our services constitutes your acceptance of the updated terms.

12. Grievance Redressal

If you have any concerns or grievances regarding data privacy or this Policy, you may contact our Grievance Officer at:

We endeavor to respond to all queries within 10 business days.