Technology built inside regulated finance

The compliance technology we built for our own regulated businesses.

Wealth Grow runs the technology behind IndiaP2P, Equirize and Equirizefinserv. The tools those businesses depend on, starting with CKYC, are now available to other regulated entities.

Start with 500 free hits See how CKYC works

Built and used insideIndiaP2P Equirize Equirizefinserv

BrokerMFPPIOBPPSFBNBFCBankInsurerKIN1000 0000 0000 00MATCHED₹0.50 per hitConsent by OTPScore 96 / 100
₹0.50 per hitOne flat price for search, download, upload and update.
500 free hitsFor any regulated entity. Free for life for impact-focused entities.
CKYCRR 2.0Built on the new registry and tested on CERSAI's UAT environment.
Your serverRuns as a Docker setup on your infrastructure. Records stay with you.
  • NBFCs
  • Fintech lenders
  • Bond platforms
  • Brokers
  • MF distributors
  • Insurers
  • Payment companies
  • Small finance banks
  • Co-operative banks
  • RBI
  • SEBI
  • IRDAI
  • PFRDA
How CKYC works

One KYC record, reused across every regulated institution.

A customer completes KYC once. The record is stored centrally with a 14-digit KIN, and the next institution reuses it with the customer's consent.

  1. Search first

    Check whether the customer already has a KIN before collecting documents. A search by PAN or another permitted identifier.

  2. Download with consent

    The customer consents with an OTP or face authentication. The record comes back with a match score your team can rely on.

  3. Upload and keep current

    Create a record for a customer who has none, and send changes to the registry within the deadlines the rules set.

Ready now

CKYC at 50 paise a hit. First 500 free.

Search, download, upload and update on CERSAI's registry through one API and one dashboard. Runs on your own server with Docker, built on CKYCRR 2.0 and tested on CERSAI's UAT environment.

₹0.50per hit, flat
  • Search
  • Download
  • Upload
  • Update

Free for the first 500 hits. Free for life for impact-focused regulated entities, after evaluation.

See CKYC detailsEstimate your fee
app.wealthgrow.local/ckyc/dashboard
CKYC dashboardLive · sample data
1,240Records this month
96.4%Accepted first time
412 msMedian response
  • Matched58%
  • Created22%
  • Pending6%
  • Probable4%
  • Rejected6%
  • Failed4%
Products

Four products, each built for our own use first.

Available now

CKYC

Search, download, upload and update on CERSAI's registry, with validation, a dashboard and an audit trail.

Explore CKYC →
Coming soon

Aadhaar QR Verification

Show what the QR contains, which checks ran and what the result means.

Details →
Coming soon

Agentic Office

Turn a task brief into reviewable output, with a person making the decision.

Details →
Coming soon

Agent Tracking

Route, check-in, photo, task result and manager review for field visits, in one record.

Details →
Beyond the API

More than an API. The CKYC work around it.

Plenty of vendors can connect you to CERSAI. The hours go into what happens before and after the call. We built that part because we needed it.

  • Checks before you upload

    Field formats, stale or invalid PIN codes, OCR and typing errors are caught before a record goes to CERSAI. Fewer records come back rejected.

  • Updates and re-KYC on schedule

    Deadlines for uploads, updates and periodic updation are tracked, so nothing depends on someone remembering.

  • A dashboard your operations team can read

    Searches, downloads, creates and updates, successes and failures with reasons, pending actions and usage by transaction type.

  • An audit trail on every record

    Created, downloaded, updated and periodically updated, each with a timestamp.

wealthgrow-ckyc · sample
# one call at the moment you onboardPOST /api/v2/ckyc/search{ "pan": "ABCDE1234F", "consent": "OTP" }200 OK  ·  412 ms{  "kin": "10000000000000",  "match": "ASSURED",  "score": 96,  "next": "download"}
Built inside

Shaped by businesses where every detail matters.

Our first users were not a hypothetical persona. They were the operating teams of our own regulated businesses.

NBFC-P2PIP2P

IndiaP2P

KYC, credit assessment, collections and post-investment updates for a peer-to-peer lending platform.

OBPPEQ

Equirize

Debt and fixed-income investing, from discovery and documentation to records after the order.

NBFCEQF

Equirizefinserv

Non-banking finance company.

Wealth Grow Technologies Pvt Ltd is the technology company behind these platforms.

Start here

Start with the question that matters.

Tell us what your team needs to understand. We will discuss one product, its scope and the next step.

Start with CKYCSee all products